How I Plan to Save Money in 2016

in , by Darling In Lilly, 2:30 AM
Are you ever telling yourself you are going to save money? But then you get into your savings and take money out? This year I want to be better at this thing called "saving". I am now nineteen and I have a lifetime ahead of me. I need to start while I can and be okay. I do still live at home so I don't have to buy groceries yet or pay any rent. We both know that won't last forever. This year I want to get my savings to be nice to look at but not touch.

Heres how I plan to save:

  1. I will put 10% of my paychecks and round to the nearest dollar. Sounds small and many stupid but if I succeed that's roughly an extra $12 by the end of the year!

  2. This doesn't mean I can't spoil myself throughout the year. If I reach certain amounts I will try to give myself a reward either buying myself something. Or if the motivation is on fire I will add maybe 11% or 12%! It all just depends how I kick my butt to do this!

  3. I will write down how much my paychecks are to the penny and how much I put into my savings. At this moment I work two jobs and sometimes babysit, that means I will be putting back from three sources. I think I can do this! Then the other 90% takes care of gas and any other things I am wanting to buy then.

  4. Lastly I will not beat myself up at this. Its saving for now, I may not always put it in on time or the correct amount. This is just my goal for this year and how I plan to succeed.


How do you save? I would like to know! I have seen the 52 week challenge, I had thought about it. Then again I don't want to follow a chart. If you have succeeded saving over a long period of time let me know what you did and how it went!
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